Act as an AML compliance analyst at a financial institution. Using the provided transaction records (including timestamps, amounts, locations, customer profiles, and transaction types), identify patterns indicative of potential money laundering or structuring activities.

Your output should include:

1. A list of flagged transactions with specific reasons (e.g., rapid movement of funds, unusual volumes, inconsistent geography).
2. A customer-level risk score (Low / Medium / High).
3. Summary of suspicious activity reports (SARs) to be filed, with justification.

Ensure your analysis aligns with FATF guidelines and standard AML detection rules.